In response to ROCKY R/T and 17blcktp.
The one thing you failed to mention about those third party contract companies ( they are contracts, not warranty's ) is the fact that while some have gone bankrupt, not a single major manufacturer backed contract company has left any customer holding the bag.
Tens of thousands of people paid for contracts that are worthless pieces of paper.
Are there good ones ? I am sure, but to me, it's not worth the chance.
Besides the fact, with a manufacturer backed contract, you can visit any branded dealer for those repairs and they will accept the contract. Not so with a third party contract. You may need to pay out of pocket first before any reimbursement. What good is a service contract sold in an east coast state when your traveling on the west coast and you need a transmission replaced ? ( I know, they have special arrangements with major transmission companies all over the country ) Then change that to a TCM/PCM module that only a dealer has. Your still paying out of pocket and waiting for a possible reimbursement.
Lastly, everybody is entitled to make a profit. Not disputing that.
If you shop wisely, the price you pay for a Mopar contract is comparable to any of those dealer offered contracts.
I have 3 FCA / Chrysler products, all with Mopar contracts purchased from other then the selling dealer.
They were all cheaper then the contracts I was offered by the selling dealers too.
My time spent in the dealer business was not in sales, but service. I knew all to well the problems associated with those ABC service contracts.
I'll stick with ( in my case ) a Mopar contract.